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NerdWallet also recommends shopping for loans from a local credit union or bank. Credit unions may offer lower interest rates and more flexible terms, especially to borrowers with bad credit. Theyre also your best shot for a small loan - 2,500 or less. Few big financial institutions offer unsecured personal loans; CitibankDiscover and Wells Fargo are some that do.

A local community bank may have better rates, especially if you have an existing relationship. Click the button below to see estimated rates from multiple online lenders on NerdWallet.

Compare your offers with other credit options.

Quick loan facility in lagos