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Of course, this is a referral site, so your terms, fees, and APRs will vary depending on the lenders who contact you. This kind of information can be easier to determine with a direct lender. Bad Credit Loans: Minimum FICO Scores. Getting a loan isnt easy when you have bad credit. Fortunately, a number of lenders offer bad credit loans to borrowers with FICO scores of 600 or lower. The Simple Dollars best loans for bad credit include the following lenders: How Can I Fix My Bad Credit to Get a Better Loan.
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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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