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You can learn more about lot and land loans on ForTheBestRate. com. You may also want to check with local banks 0 percent interest personal loan credit union in your market to see what products they offer. Are There Stated Income Loans for Lots. There was a time around 2004-2007 where borrowers could find stated income lot loans. We recall at least one major lender who offered a stated lot loan product.
Shockingly enough (wink, wink), that lender no longer exists in its previous form. Like many stated income loan products of its day, many borrowers and lenders bit off more than they could chew leading to high foreclosure rates and tightened lending guidelines.
To the best of our knowledge, no lenders are offering a residential stated income lot loan program.
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