Taylor said he only had to give Silver Cloud minimal information, including the name of his employer, how much he was paid, and his bank account number. He agreed to let Silver Personal loans gresham or make automatic withdrawals from his bank account on payday every two weeks to cover interest and fees for the loan.
Shortly after applying for the loan, Taylor saw the funds appear in his account. Although the cash advance approved cash advance gonzales la Taylor buy the land, it came with a 705 percent annualized interest rate. Over the course of 10 months, Taylor would have to pay an extra 3,150 on top of the 1,000 hed borrowed. Although Taylor works full time and makes a 48,000 yearly salary, he found it impossible to keep up with the payments and still have money left over for living expenses.
Afraid of what might happen if he defaulted on the loan, Taylor went online and borrowed more money, from a different payday lender.
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