There are two scenarios where a payment can be considered defaulted. The first scenario is where your pre-authorized payment bounces. If a payment to reimburse your loan bounces, we will charge a 50 NSF fee. Your financial institution may also charge you an additional NSF fee for a bounced payment, so its in your best interest to make sure payments are processed within your flexible repayment schedule.
The second scenario is where the payment isnt necessarily defaulted; rather its deferred to a later date. If you have to repay your loan later than the date agreed upon when the loan was approved, there is an administration fee of 35.
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